Arrangements for Home Loan Mortgage Payment Break (Local Authority Housing Loans).

The Department of Housing, Planning and Local Government has confirmed arrangements are now in place for home loan borrowers who may be experiencing a reduction in their income arising from the COVID- 19 emergency and may not be able to make repayments on their loans. A Mortgage Payment Break of up to three months is now available to those who need it.

These arrangements have been put in place following a directive by Minister for Housing, Planning and Local Government, Eoghan Murphy, T.D., advising that arrangements are to be put in place to support local authority borrowers who are experiencing financial distress arising out of the COVID- 19 emergency.

A mortgage payment break means that the borrower will make no mortgage payments for up to three months. Additional interest will NOT accrue to the borrowers account during the period of the payment break ensuring that no increased cost will arise. The monthly repayment following the break will be increased to facilitate the repayment of the loan over the remainder of the existing term of the loan. This facility applies to all local authority home loan products.

Application forms for the payment are available on the Finance Page of our website under 'Housing Loan'. Additional information is also available on the page under 'Frequently Asked Questions'.

The completed application form should be returned by post to

The Finance Department, Aras-an-Chontae,Carrick-on-Shannon,Co. Leitrim. N41 PF67

If you require any additional information on the scheme, you can contact us by phone or email. Email:

Telephone: 071/9620005 ext 354

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